/*
Theme Name: AK & Opesam Finance
Theme URI: https://akopesamltd.com/
Author: OpenAI
Description: A responsive, professional WordPress theme for AK & Opesam Ltd, designed for loan services, cooperative finance, and customer enquiries.
Version: 1.1.0
Requires at least: 6.0
Tested up to: 6.8
Requires PHP: 7.4
License: GPL-2.0-or-later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: ak-opesam-finance
Tags: custom-logo, custom-menu, featured-images, footer-widgets, one-column, two-columns, translation-ready
*/
:root{--ak-navy:#102b55;--ak-navy-dark:#091d3a;--ak-blue:#1f5ca8;--ak-gold:#e7b34c;--ak-ink:#17263d;--ak-muted:#66758a;--ak-light:#f4f7fb;--ak-white:#fff;--ak-border:#e1e8f0;--ak-radius:18px;--ak-shadow:0 18px 45px rgba(16,43,85,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ak-ink);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:16px;line-height:1.7;background:#fff}img{max-width:100%;height:auto}a{color:var(--ak-blue);text-decoration:none}a:hover{color:var(--ak-navy-dark)}button,input,textarea,select{font:inherit}.site-shell{overflow:hidden}.container{width:min(1160px,calc(100% - 40px));margin-inline:auto}.site-header{position:relative;z-index:10;background:#fff;border-bottom:1px solid rgba(225,232,240,.9)}.header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:28px}.site-branding{display:flex;align-items:center;gap:12px;min-width:200px}.custom-logo{max-height:58px;width:auto}.brand-mark{display:grid;place-items:center;width:46px;height:46px;border-radius:13px;background:var(--ak-navy);color:#fff;font-weight:800;font-size:16px;letter-spacing:-1px}.brand-name{display:block;color:var(--ak-navy);font-size:17px;font-weight:800;line-height:1.25}.brand-tagline{display:block;color:var(--ak-muted);font-size:11px;line-height:1.4;margin-top:3px}.main-navigation ul{display:flex;align-items:center;gap:24px;list-style:none;margin:0;padding:0}.main-navigation a{color:#2c3b51;font-size:14px;font-weight:650}.main-navigation a:hover{color:var(--ak-blue)}.header-cta,.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:9px;background:var(--ak-gold);color:var(--ak-navy-dark);font-weight:800;padding:13px 20px;transition:transform .2s,box-shadow .2s,background .2s}.header-cta:hover,.button:hover{background:#f0c56d;color:var(--ak-navy-dark);transform:translateY(-2px);box-shadow:0 10px 24px rgba(231,179,76,.25)}.button-primary{background:var(--ak-gold)}.button-outline{background:transparent;border:1px solid rgba(255,255,255,.45);color:#fff}.button-outline:hover{background:#fff;color:var(--ak-navy)}.mobile-toggle{display:none;background:transparent;border:1px solid var(--ak-border);border-radius:8px;padding:8px 11px;color:var(--ak-navy);font-weight:700}.hero{position:relative;isolation:isolate;background:linear-gradient(120deg,var(--ak-navy-dark),var(--ak-navy) 60%,#174b85);color:#fff;padding:94px 0 86px}.hero:before,.hero:after{content:"";position:absolute;z-index:-1;border-radius:50%;border:1px solid rgba(255,255,255,.10)}.hero:before{width:520px;height:520px;right:-130px;top:-250px;box-shadow:0 0 0 55px rgba(255,255,255,.025),0 0 0 110px rgba(255,255,255,.02)}.hero:after{width:260px;height:260px;right:18%;bottom:-190px;background:rgba(231,179,76,.09)}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:56px}.eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--ak-gold);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:1.7px;margin-bottom:18px}.eyebrow:before{content:"";width:28px;height:2px;background:currentColor}.hero h1{font-size:clamp(38px,5vw,62px);line-height:1.08;letter-spacing:-1.9px;margin:0 0 23px;max-width:680px;color:#fff}.hero h1 span{color:var(--ak-gold)}.hero p{color:#dbe6f4;font-size:18px;max-width:580px;margin:0 0 29px}.hero-actions{display:flex;flex-wrap:wrap;gap:13px}.hero-note{display:flex;gap:20px;flex-wrap:wrap;margin-top:32px;color:#d7e2f0;font-size:13px}.hero-note span:before{content:"✓";display:inline-grid;place-items:center;width:19px;height:19px;margin-right:7px;border-radius:50%;background:rgba(231,179,76,.18);color:var(--ak-gold);font-weight:900}.hero-panel{position:relative;background:#fff;color:var(--ak-ink);border-radius:24px;padding:30px;box-shadow:0 28px 80px rgba(0,0,0,.22);max-width:430px;margin-left:auto}.panel-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:24px}.panel-top strong{color:var(--ak-navy);font-size:18px}.panel-badge{background:#eaf4ee;color:#217344;font-size:11px;font-weight:800;border-radius:30px;padding:6px 10px}.panel-intro{color:var(--ak-muted);font-size:13px;margin:0 0 20px}.service-mini{display:flex;align-items:center;gap:14px;padding:15px 0;border-top:1px solid var(--ak-border)}.service-icon{display:grid;place-items:center;flex:0 0 45px;height:45px;border-radius:13px;background:#edf3fb;color:var(--ak-blue);font-size:20px;font-weight:800}.service-mini strong{display:block;color:var(--ak-navy);font-size:14px}.service-mini small{display:block;color:var(--ak-muted);font-size:12px}.panel-link{display:block;text-align:center;margin-top:14px;background:var(--ak-navy);color:#fff;padding:13px 16px;border-radius:9px;font-weight:750}.panel-link:hover{color:#fff;background:var(--ak-blue)}.trust-strip{border-bottom:1px solid var(--ak-border);background:#fff}.trust-inner{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding:24px 0}.trust-item{display:flex;align-items:center;justify-content:center;gap:12px;color:var(--ak-navy);font-size:13px;font-weight:750}.trust-item b{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#fff6e3;color:#9a6a0b;font-size:16px}.section{padding:88px 0}.section-soft{background:var(--ak-light)}.section-heading{text-align:center;max-width:720px;margin:0 auto 45px}.section-heading .eyebrow{color:var(--ak-blue)}.section-heading h2{font-size:clamp(30px,3.5vw,43px);line-height:1.2;letter-spacing:-1px;color:var(--ak-navy);margin:0 0 15px}.section-heading p{color:var(--ak-muted);margin:0}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-card{border:1px solid var(--ak-border);border-radius:var(--ak-radius);padding:29px;background:#fff;box-shadow:0 6px 22px rgba(16,43,85,.035);transition:transform .2s,box-shadow .2s}.service-card:hover{transform:translateY(-5px);box-shadow:var(--ak-shadow)}.service-card .service-icon{margin-bottom:20px;width:54px;height:54px;font-size:22px}.service-card h3{font-size:19px;color:var(--ak-navy);margin:0 0 10px}.service-card p{color:var(--ak-muted);font-size:14px;margin:0 0 19px}.text-link{font-size:13px;font-weight:800;color:var(--ak-blue)}.text-link span{margin-left:5px}.about-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:68px;align-items:center}.about-visual{min-height:420px;position:relative;border-radius:25px;background:linear-gradient(145deg,#dbe8f7,#f6f9fd 60%,#fbe9c1);padding:28px;display:flex;align-items:flex-end;overflow:hidden}.about-visual:before{content:"";position:absolute;width:280px;height:280px;top:-65px;left:-65px;border-radius:50%;border:36px solid rgba(31,92,168,.09)}.about-visual:after{content:"";position:absolute;width:200px;height:200px;right:-50px;bottom:-50px;border-radius:50%;background:rgba(231,179,76,.25)}.about-quote{position:relative;z-index:1;background:rgba(255,255,255,.94);border:1px solid rgba(255,255,255,.8);border-radius:17px;padding:24px;max-width:310px;box-shadow:var(--ak-shadow)}.about-quote strong{display:block;font-size:19px;line-height:1.35;color:var(--ak-navy)}.about-quote span{display:block;color:var(--ak-muted);font-size:12px;margin-top:9px}.about-copy .eyebrow{color:var(--ak-blue)}.about-copy h2{font-size:clamp(30px,3.5vw,42px);line-height:1.2;letter-spacing:-1px;color:var(--ak-navy);margin:0 0 19px}.about-copy>p{color:var(--ak-muted)}.check-list{list-style:none;padding:0;margin:24px 0 29px}.check-list li{position:relative;padding-left:30px;margin:11px 0;color:#34465d;font-weight:600;font-size:14px}.check-list li:before{content:"✓";position:absolute;left:0;top:1px;width:20px;height:20px;display:grid;place-items:center;border-radius:50%;background:#e5f4eb;color:#237344;font-size:12px;font-weight:900}.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.step-card{padding:25px 20px;border:1px solid var(--ak-border);border-radius:16px;background:#fff}.step-number{font-size:12px;font-weight:900;color:var(--ak-blue);background:#eaf2fc;display:grid;place-items:center;width:42px;height:42px;border-radius:13px;margin-bottom:19px}.step-card h3{font-size:16px;color:var(--ak-navy);margin:0 0 8px}.step-card p{font-size:13px;color:var(--ak-muted);margin:0}.cta-band{background:var(--ak-navy);color:#fff;border-radius:24px;padding:44px 48px;display:flex;align-items:center;justify-content:space-between;gap:28px}.cta-band h2{font-size:clamp(25px,3vw,35px);line-height:1.2;margin:0 0 10px;color:#fff}.cta-band p{margin:0;color:#d5e1f0;font-size:14px;max-width:620px}.faq-list{max-width:850px;margin:auto}.faq-list details{border-bottom:1px solid var(--ak-border);padding:19px 2px}.faq-list summary{cursor:pointer;list-style:none;position:relative;padding-right:34px;color:var(--ak-navy);font-weight:800}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:4px;top:-3px;color:var(--ak-blue);font-size:24px}.faq-list details[open] summary:after{content:"−"}.faq-list details p{color:var(--ak-muted);font-size:14px;margin:12px 0 0}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:45px}.contact-card{background:var(--ak-navy);color:#fff;border-radius:20px;padding:32px}.contact-card h3{color:#fff;font-size:23px;margin:0 0 12px}.contact-card p{color:#d6e2f1;font-size:14px}.contact-line{padding:14px 0;border-top:1px solid rgba(255,255,255,.16);font-size:14px;color:#fff}.contact-line strong{display:block;color:var(--ak-gold);font-size:11px;text-transform:uppercase;letter-spacing:1px;margin-bottom:4px}.contact-form-placeholder{border:1px solid var(--ak-border);border-radius:20px;padding:32px;background:#fff}.contact-form-placeholder h3{color:var(--ak-navy);font-size:23px;margin:0 0 10px}.contact-form-placeholder p{color:var(--ak-muted);font-size:14px}.contact-form-placeholder .button{margin-top:10px}.entry-content{max-width:850px;margin:50px auto 80px;padding:0 20px}.entry-content h1,.entry-content h2,.entry-content h3{color:var(--ak-navy);line-height:1.25}.page-banner{background:var(--ak-light);padding:58px 0}.page-banner h1{color:var(--ak-navy);font-size:clamp(32px,4vw,46px);line-height:1.2;margin:0}.breadcrumbs{font-size:12px;color:var(--ak-muted);margin-bottom:10px}.site-footer{background:#081a34;color:#cbd7e7;padding:60px 0 22px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr;gap:55px;padding-bottom:38px}.footer-brand .brand-name{color:#fff}.footer-brand .brand-tagline{color:#b5c5d9}.footer-brand p{font-size:13px;color:#b8c7d9;max-width:360px;margin-top:20px}.footer-col h3{font-size:13px;text-transform:uppercase;letter-spacing:1.2px;color:var(--ak-gold);margin:0 0 17px}.footer-col ul{list-style:none;margin:0;padding:0}.footer-col li{margin:9px 0}.footer-col a{color:#cbd7e7;font-size:13px}.footer-col a:hover{color:var(--ak-gold)}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:19px;display:flex;justify-content:space-between;gap:20px;font-size:12px;color:#9fb0c6}.footer-bottom a{color:#cbd7e7}.screen-reader-text{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.screen-reader-text:focus{clip:auto;width:auto;height:auto;position:fixed;top:10px;left:10px;padding:12px;background:#fff;z-index:100000}.alignwide{max-width:1160px;margin-left:auto;margin-right:auto}.alignfull{max-width:none}.wp-block-button__link{background:var(--ak-navy);border-radius:8px}.wp-block-quote{border-left-color:var(--ak-gold)}
@media(max-width:980px){.header-inner{gap:15px}.main-navigation ul{gap:14px}.main-navigation a{font-size:13px}.header-cta{padding:11px 14px;font-size:13px}.hero-grid{gap:35px}.hero{padding:75px 0}.hero-panel{padding:24px}.services-grid{grid-template-columns:repeat(2,1fr)}.steps-grid{grid-template-columns:repeat(2,1fr)}.about-grid{gap:35px}.footer-grid{gap:30px}}
@media(max-width:760px){.container{width:min(100% - 32px,1160px)}.header-inner{min-height:75px;flex-wrap:wrap;padding:12px 0}.brand-name{font-size:15px}.brand-tagline{font-size:10px}.custom-logo{max-height:48px}.mobile-toggle{display:inline-flex}.header-cta{display:none}.main-navigation{display:none;flex-basis:100%;width:100%;padding:10px 0 14px}.main-navigation.is-open{display:block}.main-navigation ul{display:flex;flex-direction:column;align-items:stretch;gap:0}.main-navigation li{border-top:1px solid var(--ak-border);padding:9px 2px}.main-navigation a{font-size:15px;display:block}.hero{padding:58px 0 54px}.hero-grid{grid-template-columns:1fr;gap:38px}.hero h1{font-size:clamp(37px,10vw,51px)}.hero p{font-size:16px}.hero-panel{margin:0;max-width:none}.trust-inner{grid-template-columns:1fr;gap:13px;padding:20px 0}.trust-item{justify-content:flex-start}.section{padding:62px 0}.section-heading{margin-bottom:32px}.services-grid{grid-template-columns:1fr}.service-card{padding:24px}.about-grid{grid-template-columns:1fr;gap:30px}.about-visual{min-height:300px}.steps-grid{grid-template-columns:1fr 1fr;gap:12px}.step-card{padding:18px 15px}.cta-band{padding:30px 24px;align-items:flex-start;flex-direction:column}.contact-grid{grid-template-columns:1fr;gap:22px}.contact-card,.contact-form-placeholder{padding:25px}.footer-grid{grid-template-columns:1fr;gap:28px}.footer-bottom{flex-direction:column;gap:8px}.page-banner{padding:42px 0}.entry-content{margin:35px auto 55px;padding:0 16px}}
@media(max-width:420px){.steps-grid{grid-template-columns:1fr}.hero-actions .button{width:100%}.hero-note{gap:10px}.hero-note span{width:100%}}

/* Content pages added for the AK & Opesam Ltd redesign. */
.page-intro{max-width:760px;color:var(--ak-muted);font-size:17px;margin:15px 0 0}.page-body{padding-top:52px;padding-bottom:76px}.content-section{max-width:1000px;margin:0 auto}.content-section h2{color:var(--ak-navy);font-size:clamp(25px,3vw,34px);line-height:1.25;margin:34px 0 14px}.content-section h2:first-child{margin-top:0}.content-section p,.content-section li{color:#536176}.content-section .services-grid{margin:25px 0 35px}.process-list{padding-left:24px}.process-list li{padding:8px 0 8px 7px}.notice{border-left:4px solid var(--ak-gold);background:#fff8e9;padding:15px 18px;border-radius:0 8px 8px 0;font-size:13px;color:#5d4b2b!important;margin:25px 0}.testimonial-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.testimonial-card{border:1px solid var(--ak-border);border-radius:16px;padding:25px;background:#fff;box-shadow:0 6px 22px rgba(16,43,85,.035)}.testimonial-card .quote-mark{font-size:42px;line-height:1;color:var(--ak-gold);font-weight:900}.testimonial-card blockquote{margin:5px 0 18px;color:#34465d;font-size:15px}.testimonial-card p{margin:0;color:var(--ak-blue);font-size:12px;font-weight:800}.content-section .contact-card a{color:#fff;text-decoration:underline}.content-section .contact-card h2{color:#fff;margin-top:0}.content-section .contact-card p{color:#d6e2f1}.content-section .contact-form-placeholder h2{margin-top:0}.content-section .button{margin-top:8px}.content-section .faq-list{margin-bottom:28px}@media(max-width:760px){.page-body{padding-top:35px;padding-bottom:52px}.testimonial-grid{grid-template-columns:1fr}.page-intro{font-size:15px}}